Why Are So Many Highly Experienced Psychotherapists Only Taking Cash?

Seasoned therapists generally take cash. In other words, they are "out-of-network" with insurance companies. The reason is that insurance companies vastly underpay mental health professionals (think less than half of the "going rate"). Additionally, companies make it a headache to file claims and to keep up with acceptances and denials, sometimes requiring herculean efforts to prove that the client's treatment is "medically necessary".
Some therapists do take in-network insurance. Generally speaking - these are brand new professionals, just out of graduate school, hoping to build a practice by taking referrals from insurance companies. Typically there are long waiting lists to get an appointment, understandably so, since so many need free or low-cost counseling. Many psychotherapists end up working with insurance companies for a only short while, as they soon find out how difficult the companies are to work with.
I see a great public need for affordable psychotherapy, and I intend to meet that need in the best way I can. That's why I work with Texas insurance companies to get you every dollar you're entitled to. I'll do all of your out-of-network billing for you. I will communicate with your insurance company to find out what your out-of-network benefits are, your yearly deductible amount, and the percentage of reimbursement you'll receive for behavioral health services. I will fight for your claims to make sure you receive your reimbursement checks in a timely manner.
You pay dearly for your health insurance! Let's squeeze the most out of it that we can!
Some therapists do take in-network insurance. Generally speaking - these are brand new professionals, just out of graduate school, hoping to build a practice by taking referrals from insurance companies. Typically there are long waiting lists to get an appointment, understandably so, since so many need free or low-cost counseling. Many psychotherapists end up working with insurance companies for a only short while, as they soon find out how difficult the companies are to work with.
I see a great public need for affordable psychotherapy, and I intend to meet that need in the best way I can. That's why I work with Texas insurance companies to get you every dollar you're entitled to. I'll do all of your out-of-network billing for you. I will communicate with your insurance company to find out what your out-of-network benefits are, your yearly deductible amount, and the percentage of reimbursement you'll receive for behavioral health services. I will fight for your claims to make sure you receive your reimbursement checks in a timely manner.
You pay dearly for your health insurance! Let's squeeze the most out of it that we can!