Why Are So Many Highly Experienced Psychotherapists Only Taking Cash?

Seasoned therapists generally take cash. In other words, they are "out-of-network" with insurance companies. The reason is that insurance companies vastly underpay mental health professionals (think less than half). Additionally, companies make it a headache to file claims and to keep up with acceptances and denials, sometimes requiring herculean efforts to prove that the client's treatment is "medically necessary".
Some therapists do take insurance. Generally speaking - these are brand new professionals, just out of graduate school, hoping to build a practice by taking referrals from insurance companies. Typically there are long waiting lists to get an appointment, understandably so, since so many need free or low-cost counseling. Many psychotherapists' contracts with insurance companies are temporary, as they soon find out how difficult the companies are to work with.
I see a great public need for affordable psychotherapy, and I intend to meet that need in the best way I can. That's why I work with Texas insurance companies to get you every dollar you're entitled to. I'll do all of your out-of-network billing for you. I will communicate with your insurance company to find out what your out-of-network benefits are, your yearly deductible amount, and the percentage of reimbursement you'll receive for behavioral health services. I will fight for your claims to make sure you receive your reimbursement checks in a timely manner.
You pay dearly for your health insurance! Let's squeeze the most out of it that we can!
Some therapists do take insurance. Generally speaking - these are brand new professionals, just out of graduate school, hoping to build a practice by taking referrals from insurance companies. Typically there are long waiting lists to get an appointment, understandably so, since so many need free or low-cost counseling. Many psychotherapists' contracts with insurance companies are temporary, as they soon find out how difficult the companies are to work with.
I see a great public need for affordable psychotherapy, and I intend to meet that need in the best way I can. That's why I work with Texas insurance companies to get you every dollar you're entitled to. I'll do all of your out-of-network billing for you. I will communicate with your insurance company to find out what your out-of-network benefits are, your yearly deductible amount, and the percentage of reimbursement you'll receive for behavioral health services. I will fight for your claims to make sure you receive your reimbursement checks in a timely manner.
You pay dearly for your health insurance! Let's squeeze the most out of it that we can!